Interest Free Beds and Mattresses

Interest Free Credit

Now everyone can sleep well for less than the price of their morning coffee!

We’ve made it even easier for you to experience the benefits of a memory foam warehouse mattress with our hassle-free interest free credit offer, with repayment options of up to 12 months available from just £1.66* a day.

Powered by V12 Retail Finance our interest free credit is available on any purchase over £349.99. Why not invest in a good night’s sleep and upgrade to one of our luxury mattress ranges. Our interest free finance offer is available on all* mattresses in the following luxury ranges;

Classicpedic
Signature

It’s simple and hassle-free to apply and you could have a decision within a few minutes! So what are you waiting for, apply now and sleep well for less today!

How To Purchase Using Interest Free Credit

To purchase the items in your shopping basket using V12 Retail Finance, proceed to the checkout and then at the payment stage select "Interest Free Credit" as your payment option and select the period of interst free credit.

You will then be taken to the V12 Consumer Retail Finance site and will be guided through the credit application which should be completed as fully as possible and should take under five minutes from answering the first question to decision stage!
Interest Free Step By Step Guide
You can also purchase over the phone using V12 Retail Finance by calling 0800 612 5179. Our Sleep Experts will be waiting to guide you through the whole process.

Features

  • Minimum 5% deposit required, - customers can choose to pay either 5, 10 or 15% deposit
  • 6 month repayment plans available on purchases £349.99 and over
  • 9 month repayment plans available on purchases £549.99 and over
  • 12 month repayment plans available on purchases £649.99 and over
  • 18 month repayment plans available on purchases £999.99 and over
  • Small payment made on a monthly basis
  • No interest incurred while paying off the amount

Typical Example

Superior Outlast 800 Double Memory Foam Mattress cash price £349.99, Pay the 5% deposit of £17.50, then pay £55.42 each month for 5 months, and a final payment of £55.39 interest free. 0% APR Representative.

Terms and Conditions

Credit is provided by external finance company V12 Retail Finance and is always subject to acceptance. The Interest Free Credit offer is only available on purchases over £349.99 with a minimum 5% deposit required at point of purchase.

To apply for credit with V12 Retail Finance, you must:
  • Be at least 18 years of age and under 85 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by direct debit
Be either:
  • In full time employment (i,e. 16 hours or more per week)
  • Self-employed
  • Retired and over 50 years of age
  • In receipt of an invalidity or disability allowance
Available Repayment Plans
  • 6 Month Repayment Plan - Available on all purchases £349.99 and over
  • 9 Month Repayment Plan - Available on all purchases £549.99 and over
  • 12 Month Repayment Plan - Available on all purchases £649.99 and over
  • 18 Month Repayment Plan - Available on all purchases £999.99 and over
*Daily average finance amount for illustration purposes only using the following example calculation;
Take the Signature Plus King Size Pocket Sprung Memory Foam Mattress at the current cash price of £649.99. Minus the minimum 5% deposit of £32.50 which then equals a loan amount of £617.49. Customers would then pay 11 monthly amounts of £51.46 then a final payment £51.43, both these figures are then divided by 31 (maximum no of days in a month) which gives an average daily amount for the 12 month finance period of £1.66.

**Not available on the Single Superior Outlast 500, 800 or 1000.